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Terms of Payment

Last Updated: May 2025
 

1. General

These Terms of Payment ("Terms") govern all transactions processed through Wix Payments on StudyinSwitzerland.org ("Website"), operated by Study in Switzerland. By using Wix Payments, you ("Customer," "Buyer") agree to these Terms.
 

2. Payment Processing

  • All payments are securely processed via Wix Payments (powered by Wix.com Ltd.).

  • The Seller does not store or handle credit card/bank details directly.

  • Accepted payment methods: Credit/debit cards (Visa, Mastercard, etc.), and other options enabled via Wix Payments.
     

3. Pricing & Currency

  • Prices are displayed in CHF (Swiss Francs) unless otherwise stated.

  • The Seller reserves the right to correct pricing errors at any time.
     

4. Refunds & Disputes

  • Refunds are processed in accordance with Swiss consumer law and Wix Payments’ policies.

  • Chargebacks or disputes must be reported within 14 days of purchase. Fraudulent disputes will be legally contested.

  • No refunds are granted for digital products/services after delivery unless required by law.
     

5. Liability & Disclaimers

  • The Seller is not liable for:

    • Wix Payments system failures or third-party processing errors.

    • Delays caused by banking institutions or payment providers.

    • Customer misuse of purchased products/services.

  • All products/services are provided "as-is" without warranties unless explicitly stated.
     

6. Governing Law & Arbitration

  • These Terms are governed by Swiss law, excluding conflict-of-law principles.

  • Any disputes shall be resolved through binding arbitration in Bern, Switzerland, under the rules of the Swiss Chambers’ Arbitration Institution.

  • The exclusive jurisdiction for legal actions (if arbitration fails) is the courts of Bern, Switzerland.
     

7. Modifications

  • The Seller may update these Terms at any time. Continued use of Wix Payments constitutes acceptance.

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